Chapter 7 Bankruptcy Attorney In Salinas

Do you lie awake at night worrying about your financial situation? Depending on your circumstances, you may be eligible for declaring Chapter 7 bankruptcy in the State of California. Schedule an appointment with a friendly Monterey County bankruptcy attorney who can help you evaluate your financial circumstances and determine what course of legal action is best for you. Call The Law Office of John Klopfenstein today.

Sometimes there are other options for dealing with significant debt besides declaring bankruptcy. If debt consolidation or settlement is preferable, we’ll let you know and assist you accordingly. If, however, after a careful review of your finances we decide that filing for Chapter 7 bankruptcy is in your best interest, we’ll get to work immediately in helping you do so. Contact a capable Salinas Chapter 7 bankruptcy attorney to find out more about how we can aid you and your family in getting a fresh start on your finances and securing a better future.

Chapter 7 bankruptcy is commonly referred to as liquidation because it involves liquidating or selling one’s property in order to resolve debts. Assets are sold under the oversight of a court-appointed trustee, who then pays creditors with the proceeds so earned. Whatever dischargeable debt that remains, including unsecured loans, credit card bills, and medical expenses, is then wiped out. In practice, most individuals who file for Chapter 7 usually don’t have to sell their homes or vehicles if they are current on payments, and many of those who file never have to sell anything. Talk to a knowledgeable Hollister Chapter 7 bankruptcy lawyer today to find out if you are eligible for debt relief through liquidation. We can put a stop to any foreclosure proceedings or wage garnishments that are underway and prevent creditors and collections agencies from contacting you except through the bankruptcy court. Call The Law Office of John Klopfenstein today.

Call the Law Office of John Klopfenstein today to schedule an appointment about your circumstances.